Best Mountain Bike Under $500 in 2021 – Ultimate Guide By Experts

If you’re looking to find one of the best mountain bikes, it’s important that you think about what features are going to be most important to you and what you really want to get from a mountain bike. There are so many things to consider which can make it really tough to try and find the perfect one for you.

Fortunately, this buying guide is going to help place you on the right path to finding a mountain bike. There will be specific details discussed regarding what features you should look for in a bike as well as some of the top recommended products that you can find on the market.

Things To Consider – Best Mountain Bike Under $500


Tires are one of those things that are really important on your bike depending on where it is you’re going to be riding the bike. When it comes to tires, the function and need will depend on whether you’re going to ride on rough terrains or smooth terrains.

If you’re looking for a speed bike or one that will be used in racing, then you’re going to want a semi-slick tire since it will reduce the rolling resistance and it will allow for higher speeds. If you want the best grip on a slippery service, you’re going to prefer a deeper thread on your tires.


When it comes to a mountain bike, you’re going to find two different types of handlebars to choose from. You can go with the flat bars or the riser bars. As you might expect, the flat bars are going to sit lower and will be slightly lighter than the other.

They are most likely going to be used by anyone who wants to ride long distances. Riser bars come in a lot of different shapes and they are typically wider and easier to reach than flat bars. They allow you to sit more upright and they are preferred for downhill riding.


On some of the more basic pedals that you’re going to find when it comes to mountain bikes, you’ll see that they include the flat, simple pedals that you are used to seeing.

If you’re not going to do a lot of riding and you’re just going to be riding through the town or commuting, these pedals will be great.

If you’re looking to ride further, then there are clipless pedals that allow you to spin your pedals faster. This is why the majority of riders are actually going to prefer the clipless pedals.


Perhaps one of the most importants parts of a bike, this is often also one of the more overlooked parts of the bike as well. The problem with the seat is that every single person is different and there isn’t one seat that will fit everybody comfortable.

When push comes to shove, the seat you choose is going to come down to personal preference. If at all possible, I strongly recommend you try out the seat before you buy it so you know exactly what you expect when you go out on a ride.

If you find irritation from riding, a pair of cycling shorts might help immensely as well.


As it stands today, there are a lot of different frame materials available when you go to pick out a bike. Ultimately, the difference in the material is really only going to have an effect when it comes to the strength of the frame and also the weight of the frame.

Aluminum is an incredibly popular choice because it looks great, it’s lightweight, strong and it’s affordable compared to some other materials you may find. In addition to the aluminum, you will also find bike frames consisting of steel, carbon and titanium. Here is a detail explanation of bike frame material.


No matter what bike you go to buy anymore, it is going to include some type of suspension to help make your ride much more enjoyable and smoother.

Even if you buy a bike without front or rear shocks, you’re going to get some type of suspension. Without a doubt, you’re most likely going to want to buy a bike with solid suspension.

There are two types to choose from and that is front or full suspension. Front-suspensions only have one shock in the front of the bike while full suspension bikes have multiple shocks throughout the bike.

Overall Use

One of the more important things that you’re going to need to consider is what you are really going to be using the bike for.

There are a lot of important considerations that you need to keep in mind and the overall use of the product is more important. Specifically, whether it will be used more for short rides or long rides.

This is an important consideration to think about because it can make all the difference in deciding which features you should focus on the most.

5 Best Mountain Bike Under $500 reviews

1. Gravity FSX 1.0 Dual Mountain Bike

Gravity FSX 1.0 Dual Full Suspension Mountain Bike

Despite being one of the more expensive options on the list, it is going to provide you with some of the best features that you can find.

While the majority of the features are going to be discussed in detail later on, I can tell you know that you will love having the shimano shifter, full suspension, front and rear brakes as well as the quick release wheels for easy transportation.


Front And Rear Disc Brakes

If you want to have a great bike, then one of best things that you’re going to find is the brakes on your bike because you want to make sure that you can stop on time.

The front and rear disc brakes on this bike make it simple to stop when you need to so that you won’t run the risk of injuring yourself or anyone else.

Shimano Shifters

Some bikes make it really difficult to shift when you are in the middle of the ride and that can be super annoying if you want to do it quickly.

With Gravity FSX 1.0 Dual Mountain Bike, the Shimano shifters are located in a great position to make sure that you can easily shift to the proper speed without having to interrupt the flow of your ride.

Front And Rear Suspension

Suspension has been talked about a lot and the reason for that is simple. When you purchase this bike, you are going to love the front and rear suspension offered by the bike to help make sure that you are getting a smooth and safe ride on the bike.

Some bikes only offer front suspension, so having both front and rear is going to increase the safety of your ride.

Quick Release Wheels

If you want to travel with your bike or you have traveled with your bike in the past, then you know how difficult it can be to try and fit your bike in the car.

However, when it comes to this particular bike that will be less of a problem because both of the wheels are easily removed so that you can easily travel with your bike and it will not take up a lot of space.

Highlighted Features:

  • Front and rear disc brakes
  • Aluminum frames
  • Shimano shifters
  • Adjustable full suspension
  • Double wall rims
  • Quick release wheels
  • Assembly will be required


  • Disc brakes are able to stop with ease
  • Strong and durable aluminum frames
  • Easy to use Shimano shifters
  • Suspension is adjustable
  • Strong and light double wall rims
  • Release quickly release


  • Warranty is not as good as it should be
  • Problems with the seat
  • Assembly is difficult


As you have noticed with the features and everything else that was discussed above, this really is one of the better bikes that you’re going to find when it comes to the bike on the list.

It comes with some of the best features such as full suspension, Shimano shifters and the ability to quickly release both wheels for simple transportation at all times.

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2. ​Merax Finiss 26″ Mountain Bike

Merax Finiss 26" Aluminum 21 Speed Mg Alloy Wheel Mountain Bike

Merax Finiss 26″ Mountain Bike is going to be a great choice for anyone who is looking for one of the best and strangest looking bikes that you’re going to find because of the unique look of the wheels and the frame itself.

In addition to the looks that were just mentioned, you’re also going to enjoy the aluminum frame, suspension fork and the 21 different speeds for the best ride possible.


Aluminum Frame

Yet another bike that has an aluminum frame, you’re going to find that this one takes it a step further and provides even more than you would expect to see when it comes to the aluminum frame.

You’re going to get a heat treated aluminum 6061 mountain frame that will provide you with the strength and durability that you need.

Suspension Fork

The suspension fork on this bike is one of the more advanced pieces of technology on the bike and it provides you with an advanced aluminum mechanical lock out fork to give you the best suspension possible. With this fork, you won’t have to worry about any bumps or cracks you may encounter on the street.

21 Speed

As with the other bikes we have noticed, this is another bike that offers a lot of different speeds so that you can find the perfect speed based on the terrain you are riding on.

For example, this particular bike has the 21-speed derailleurs and shifters to help make sure that you have reliable shifting at all times.

Front And Rear Brakes

Once again, having brakes is one of the more important parts that you’re going to find when it comes to your bike.

In this case, it’s going to be even better than most because you are getting brakes on both the front and the rear wheel to make sure that there is plenty of braking power to stop when you need to.

Highlighted Features:

  • Heat treated aluminum frame
  • Magnesium alloy wheels
  • Suspension fork
  • Shimano 21 speed derailleurs
  • front and rear mechanical disc brakes


  • Sturdy aluminum frame
  • Lightweight alloy wheels
  • Strong suspension fork
  • 21 different speeds
  • Brakes in the front and the rear


  • Quality doesn’t match the look of the bike
  • Way overpriced for what you get


As you’ve noticed from the features and everything else that was discussed above, this is definitely one of the better bikes that you’re going to find because it provides a unique look that is going to make the bike stand out among the rest of the bikes you find.

While there are a lot of choices to consider, this one should definitely make it’s way towards the top of the list.

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3. ProductKent Thruster KZ2600 Mountain Bike

Kent Thruster KZ2600 Dual-Suspension Mountain Bike

One of the better bikes you’re going to find on this list, this is also one of the most reasonably priced bikes on the market and on this list so that you are going to get the biggest bang for your buck and you will have no problem seeing all the great things this bike has to offer.

Whether you’re looking for a bike with full suspension, an aluminum frame or you want plenty of different speeds with your bike, this is going to be the bike for you.


Full Suspension

The full suspension on ProductKent Thruster KZ2600 Mountain Bike is easily going to be one of the best features that you will find when it comes to this particular bike. Nobody wants a really bumpy ride when they are on their bike and the suspension is one of the best ways to increase the smoothness of your ride.

With full suspension, you’re going to enjoy a smooth ride because of suspension in both the front and the back of your bike.

Aluminum Frame

An aluminum frame is another great feature of this bike because there are so many things to love about an aluminium frame.

While it may not be the best of the best when it comes to a material, you’re going to find that it offers the lowest price, it’s lightweight and it is also strong enough to hold up under most conditions that it is going to face.

21 Speed Shifters

IF you plan on riding on a variety of different terrains, then you’re going to realize that you want a lot of different speeds on your bike.

If you only have a couple different speeds, it might be tough to try and ride in grass or another off-road area. When it comes to this bike, you will have no problem finding the perfect speed no matter where you are.

Disc Brakes

Brakes are important. If you can’t stop your bike when you need to, then you’re going to be in big trouble.

The brakes on this particular bike are disc brakes which means that it is going to help stop your bike in all types of conditions for the best results possible.

Highlighted Features:

  • 26 inch tires
  • Full suspension
  • Aluminum MTB frame
  • Suspension fork 65mm travel
  • 21 speed Shimano shifters
  • Rear tourney derailleur
  • Disc brakes
  • Alloy wheel rims


  • Perfect size for most adults
  • Full suspension for a smooth ride
  • Aluminum frame is strong and lightweight
  • 21 speed for plenty of options
  • Disc brakes for a smooth stop
  • Alloy wheel rims for durability


  • Difficult to assemble if you are not a professional
  • Tires are incredible weak
  • Brakes can fail


When it comes to finding a great bike at a truly great price, this particular bike certainly lives up to what you would expect.

It comes in at just about $200 and it provides plenty of great features that you’ll enjoy such as the aluminum frame, full suspension and the 21 speed shifters. When you combine all of this together, it’s easy to see why this bike made the list.

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4. Upland X90 Hardtail Mountain Bike

Upland X90 26-inch Hardtail Mountain Bike

If you’re looking for one of the higher end models at a great price because you don’t want to have to shell out a lot of money on a bike, Upland X90 Hardtail Mountain Bike is going to be one of the best choices for you.

Upland X90 Hardtail Mountain Bike particular bike comes with an aluminum alloy frame, 75mm suspension and 24 different speeds to help make sure you get the most out of the bike you’re buying.


24 Speed

The more speeds you can find, the better off you’re going to be and the more suited your bike will be for off-road or different types of terrain.

In this case, you’re going to get 24 different speeds to make sure that no matter where the bike takes you, you’ll enjoy a smooth and easy riding experience.

Aluminum Alloy

Once again, an aluminum alloy frame combines the great features to give you one of the better frames that you can buy for the money.

This particular frame is incredibly high strength and lightweight to help provide you with one of the best experiences that you’re going to find for a frame.

75mm Suspension

If there’s anything you can take away from this, it’s that suspension is everything and you’re going to want to make sure that your suspension on the bike is strong enough.

On this bike, you’re going to get a suntour fork with 75mm suspension so that you can go ride your bike anywhere you want to while you are on the road.

Top Suppliers

When you go to buy this bike, you can rest easy knowing that you are going to get some of the best of the best when it comes to all of the parts and accessories on this bike.

It is sure to provide you with all of the best brand names when it comes to the parts on your bike so you can count on a long life for your bike you buy.

Highlighted Features:

  • Shimano mechanical disc brakes
  • High strength aluminum alloy frame
  • 75mm suspension fork
  • 24 speed control system
  • Brand name parts and supplies


  • Aluminum alloy frame is strong and lightweight
  • 75mm suspension for a smooth ride
  • 24 speed control system
  • Top brand name parts
  • Great looking design
  • High end designers


  • Not great for mountain riding
  • Assembly can be difficult


There are a lot of different bike models that you’re going to find, but if you’re looking for a great bike at an affordable price that still has some of the most wanted features, then this is the bike for you. From the 24 speeds to the 75mm suspension, this bike will give you a great riding experience every time.

5. ANCHEER Power Plus Electric Mountain Bike

ANCHEER Power Plus Electric Mountain Bike

Last but certainly not least, ANCHEER Power Plus Electric Mountain Bike is going to be one of the best bikes that you are going to find on this list because it offers so much more than any of the other bikes have offered.

When you combine all of the features with the great asking price, it’s easy to see why this bike is so highly recommended.


Lithium Battery

This is the only bike on this list to include this feature and it is easily one of the coolest features that you are going to find on this bike.

The 36V, 8AH ion lithium battery comes with one of the smartest chargers to make charging a breeze and this battery can work to add on a lot of distance to your rides without any extra work.

Ergonomic Design

Every single detail of this bike was specifically engineered to give you an ergonomic design that is going to give you the proper and most comfortable experience that you are going to find on the bike.

YOu’re going to enjoy an ergonomic handlebar, anti slip tires, lightweight design and an adjustable seat for maximum comfort throughout.

High Quality

All of the parts of this bike have been carefully and specifically chosen to make sure that you are getting the most out of your bike and the price you pay is going to match up with the quality of the parts you find on the bike. From the handlebars to the frame to the wheels, you know you’re going to get great parts.

Two Modes

When you use this bike, you will have the option of choosing between two different modes to make sure you can get the right experience for you.

You can choose the e-bike option for long time travel or the BMX bike option for exercise. However, the bike will work best when you combine the modes together for your ride.

Highlighted Features:

  • 100% aluminum alloy frame
  • High strength carbon steel front fork
  • 21-speed transmission
  • LED headlamp
  • Lithium battery
  • Ergonomic design
  • Two different modes


  • Strong aluminum alloy frame
  • 21 speeds to choose from
  • LED headlight for safety
  • Lithium battery for long distance travel
  • Ergonomically designed for comfort


  • Most expensive option
  • Battery life could be better


While there are a lot of different things to consider, this bike is certainly going to be one of the best ones for you if you’re looking for the best all around performance without having to spend a bundle of money at the same time.

Final Verdict

As you can see, there are a lot of different features that you need to keep in mind when you are going to choose the mountain bike for you.

With the helpful guide above talking about what features you need to look for as well as some of the product recommendations, you will be on your way to buying the perfect bike in no time.

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